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Does filing a debt collection complaint erase the debt?

No, and it's worth being clear-eyed about that going in, since the disappointment of learning this after filing is a common way people sour on a claim that was otherwise legitimate. A win on the conduct side has no automatic effect on the balance itself, the only way both get resolved together is if a settlement or a court order explicitly says so.

For Plaintiffs

Debt collector crossing the line?

Check your rights under the FDCPA and California's Rosenthal Act, and prepare your complaint.

File a Complaint

SueEasy is a self-help legal technology product built by LegalForce RAPC Worldwide, P.C. This page is for general information and is not legal advice. We are not a law firm and cannot represent you in court.