Can I countersue?
Sometimes. Suing on a time-barred debt, misrepresenting the amount, or contacting you after you invoked your rights can each violate the FDCPA (the federal Fair Debt Collection Practices Act) or the Rosenthal Act (its California state-law counterpart), both of which carry statutory damages and fee shifting. A counterclaim changes settlement dynamics substantially.
For Defendants
Sued by a debt collector?
Check your deadline and get your court answer prepared before it runs out.
Respond to a LawsuitSueEasy is a self-help legal technology product built by LegalForce RAPC Worldwide, P.C. This page is for general information and is not legal advice. We are not a law firm and cannot represent you in court.