Am I judgment proof if I have no assets or income to collect from?

"Judgment proof" is a real, recognized practical concept, describing someone against whom a judgment exists but who currently has no significant property, no non-exempt income, and no meaningful bank balance available for a creditor to actually collect against. That said, it's a genuinely risky concept to rely on as a long-term strategy rather than simply a description of your current circumstances.

The underlying judgment itself doesn't expire after a short time, it remains enforceable for 10 years, can be renewed beyond that if still unpaid, and accrues 10% interest annually the entire time it remains outstanding. Circumstances genuinely change over that kind of timeframe, an inheritance, a significantly better job, or other new assets acquired even a decade from now can suddenly become newly exposed to a judgment that has meanwhile roughly doubled in size through accumulated interest.